Is this your first Synchrony Bank account?

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We are pleased to offer personal accounts online. If you are looking to open an IRA, Trust, Custodial or Non-Personal account please call us at 1-866-226-5638.
*ANNUAL PERCENTAGE YIELD (APY): All APYs are accurate as of 04/04/2025.
APYs are subject to change at any time without notice. Offers apply to personal accounts only. Charges for specific services may reduce earnings. For Money Market and High Yield Savings Accounts, the rate may change after the account is opened. A penalty may be imposed for early withdrawals on a non-IRA CD. After maturity, if you choose to roll over your non-IRA CD, you will earn the base rate of interest in effect at that time.FDIC INSURANCE: up to $250,000 per depositor, per insured bank, for each ownership category.
No minimum balance.
No monthly fees.
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